Call reports 2008
PEOPLES COMMUNITY BANK — 2008
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 84,158,000 | 83,180,000 | 80,337,000 | 82,592,000 |
| Total loans | 58,863,000 | 57,346,000 | 57,679,000 | 56,658,000 |
| Allowance for loan losses | 1,573,000 | 1,607,000 | 1,588,000 | 1,487,000 |
| Securities available for sale | 16,379,000 | 17,434,000 | 17,728,000 | 16,167,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,336,000 | 68,917,000 | 65,655,000 | 67,722,000 |
| Interest-bearing deposits | 62,954,000 | 61,052,000 | 58,860,000 | 61,137,000 |
| Noninterest-bearing deposits | 6,382,000 | 7,865,000 | 6,795,000 | 6,585,000 |
| Equity capital | 14,502,000 | 13,904,000 | 14,299,000 | 14,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,005,000 | 4,436,000 | 5,803,000 |
| Interest expense | 438,000 | 817,000 | 1,142,000 | 1,439,000 |
| Net interest income | 1,086,000 | 2,188,000 | 3,294,000 | 4,364,000 |
| Noninterest income | 311,000 | 611,000 | 930,000 | 1,200,000 |
| Noninterest expense | 599,000 | 1,210,000 | 1,833,000 | 2,486,000 |
| Provision for loan losses | 49,000 | 96,000 | 144,000 | 190,000 |
| Pretax income | 749,000 | 1,493,000 | 2,247,000 | 2,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 749,000 | 1,493,000 | 2,247,000 | 2,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,448,000 | 13,843,000 | 14,596,000 | 15,237,000 |
| Total capital | 15,139,000 | 14,522,000 | 15,271,000 | 15,905,000 |
| Risk-weighted assets | 54,844,000 | 54,022,000 | 53,559,000 | 52,609,000 |