Call reports 2007
PEOPLES COMMUNITY BANK — 2007
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,910,000 | 84,090,000 | 86,405,000 | 86,489,000 |
| Total loans | 56,691,000 | 59,565,000 | 59,559,000 | 59,932,000 |
| Allowance for loan losses | 1,416,000 | 1,467,000 | 1,516,000 | 1,518,000 |
| Securities available for sale | 15,858,000 | 16,735,000 | 18,236,000 | 18,169,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,666,000 | 71,496,000 | 72,848,000 | 72,375,000 |
| Interest-bearing deposits | 61,714,000 | 63,141,000 | 65,862,000 | 65,391,000 |
| Noninterest-bearing deposits | 7,952,000 | 8,355,000 | 6,986,000 | 6,984,000 |
| Equity capital | 12,898,000 | 12,181,000 | 13,078,000 | 13,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,528,000 | 3,120,000 | 4,754,000 | 6,361,000 |
| Interest expense | 439,000 | 915,000 | 1,432,000 | 1,938,000 |
| Net interest income | 1,089,000 | 2,205,000 | 3,322,000 | 4,423,000 |
| Noninterest income | 244,000 | 514,000 | 811,000 | 1,110,000 |
| Noninterest expense | 668,000 | 1,298,000 | 1,941,000 | 2,621,000 |
| Provision for loan losses | 60,000 | 116,000 | 175,000 | 233,000 |
| Pretax income | 605,000 | 1,305,000 | 2,017,000 | 2,679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 605,000 | 1,305,000 | 2,017,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,825,000 | 12,324,000 | 13,036,000 | 13,699,000 |
| Total capital | 13,498,000 | 13,026,000 | 13,742,000 | 14,403,000 |
| Risk-weighted assets | 53,058,000 | 55,400,000 | 55,652,000 | 57,912,000 |