Call reports 2006
PEOPLES COMMUNITY BANK — 2006
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,961,000 | 78,291,000 | 80,104,000 | 81,759,000 |
| Total loans | 54,116,000 | 56,131,000 | 56,947,000 | 57,370,000 |
| Allowance for loan losses | 1,394,000 | 1,403,000 | 1,391,000 | 1,368,000 |
| Securities available for sale | 10,716,000 | 12,279,000 | 12,611,000 | 13,698,000 |
| Securities held to maturity | 0 | 6,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,318,000 | 67,127,000 | 68,072,000 | 69,151,000 |
| Interest-bearing deposits | 57,153,000 | 58,817,000 | 60,556,000 | 61,871,000 |
| Noninterest-bearing deposits | 7,165,000 | 8,310,000 | 7,516,000 | 7,280,000 |
| Equity capital | 11,400,000 | 10,861,000 | 11,667,000 | 12,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,668,000 | 4,090,000 | 5,593,000 |
| Interest expense | 268,000 | 590,000 | 953,000 | 1,363,000 |
| Net interest income | 1,019,000 | 2,078,000 | 3,137,000 | 4,230,000 |
| Noninterest income | 254,000 | 543,000 | 811,000 | 1,080,000 |
| Noninterest expense | 601,000 | 1,204,000 | 1,870,000 | 2,557,000 |
| Provision for loan losses | 56,000 | 111,000 | 171,000 | 229,000 |
| Pretax income | 615,000 | 1,305,000 | 1,906,000 | 2,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 615,000 | 1,305,000 | 1,906,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,412,000 | 11,002,000 | 11,603,000 | 12,220,000 |
| Total capital | 12,043,000 | 11,654,000 | 12,267,000 | 12,894,000 |
| Risk-weighted assets | 49,734,000 | 51,432,000 | 52,397,000 | 53,235,000 |