Call reports 2005
PEOPLES COMMUNITY BANK — 2005
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,167,000 | 68,775,000 | 69,393,000 | 71,903,000 |
| Total loans | 49,494,000 | 50,818,000 | 52,921,000 | 53,789,000 |
| Allowance for loan losses | 1,183,000 | 1,264,000 | 1,324,000 | 1,335,000 |
| Securities available for sale | 8,893,000 | 9,990,000 | 9,827,000 | 9,894,000 |
| Securities held to maturity | 20,000 | 19,000 | 17,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,750,000 | 58,670,000 | 58,740,000 | 60,902,000 |
| Interest-bearing deposits | 53,299,000 | 51,945,000 | 52,117,000 | 54,728,000 |
| Noninterest-bearing deposits | 6,451,000 | 6,725,000 | 6,623,000 | 6,174,000 |
| Equity capital | 10,182,000 | 9,834,000 | 10,355,000 | 10,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,052,000 | 3,157,000 | 4,548,000 |
| Interest expense | 181,000 | 373,000 | 586,000 | 817,000 |
| Net interest income | 830,000 | 1,679,000 | 2,571,000 | 3,731,000 |
| Noninterest income | 299,000 | 717,000 | 1,032,000 | 1,112,000 |
| Noninterest expense | 621,000 | 1,201,000 | 1,821,000 | 2,446,000 |
| Provision for loan losses | 42,000 | 162,000 | 169,000 | 225,000 |
| Pretax income | 466,000 | 1,033,000 | 1,613,000 | 2,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 1,033,000 | 1,613,000 | 2,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,090,000 | 9,657,000 | 10,237,000 | 10,796,000 |
| Total capital | 10,672,000 | 10,245,000 | 10,840,000 | 11,417,000 |
| Risk-weighted assets | 45,997,000 | 46,369,000 | 47,483,000 | 48,966,000 |