Call reports 2004
PEOPLES COMMUNITY BANK — 2004
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,331,000 | 65,780,000 | 67,882,000 | 70,765,000 |
| Total loans | 47,520,000 | 48,259,000 | 49,748,000 | 50,797,000 |
| Allowance for loan losses | 1,058,000 | 1,095,000 | 1,117,000 | 1,140,000 |
| Securities available for sale | 6,551,000 | 7,005,000 | 8,210,000 | 8,271,000 |
| Securities held to maturity | 30,000 | 28,000 | 25,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,420,000 | 56,562,000 | 58,019,000 | 60,693,000 |
| Interest-bearing deposits | 50,368,000 | 49,806,000 | 50,728,000 | 53,916,000 |
| Noninterest-bearing deposits | 7,052,000 | 6,756,000 | 7,291,000 | 6,777,000 |
| Equity capital | 9,689,000 | 8,923,000 | 9,549,000 | 9,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,899,000 | 2,883,000 | 3,915,000 |
| Interest expense | 168,000 | 328,000 | 489,000 | 661,000 |
| Net interest income | 779,000 | 1,571,000 | 2,394,000 | 3,254,000 |
| Noninterest income | 243,000 | 523,000 | 818,000 | 1,136,000 |
| Noninterest expense | 540,000 | 1,109,000 | 1,746,000 | 2,517,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 440,000 | 901,000 | 1,340,000 | 1,705,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 901,000 | 1,340,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,359,000 | 8,820,000 | 9,259,000 | 9,624,000 |
| Total capital | 9,917,000 | 9,381,000 | 9,839,000 | 10,223,000 |
| Risk-weighted assets | 44,143,000 | 44,328,000 | 45,834,000 | 47,363,000 |