Call reports 2002
PEOPLES COMMUNITY BANK — 2002
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 64,228,000 | 63,917,000 | 62,091,000 | 63,431,000 |
| Total loans | 45,690,000 | 46,180,000 | 45,836,000 | 47,047,000 |
| Allowance for loan losses | 826,000 | 839,000 | 836,000 | 860,000 |
| Securities available for sale | 7,860,000 | 8,460,000 | 8,104,000 | 7,343,000 |
| Securities held to maturity | 686,000 | 680,000 | 677,000 | 667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,153,000 | 55,684,000 | 53,381,000 | 54,649,000 |
| Interest-bearing deposits | 50,822,000 | 50,134,000 | 47,320,000 | 48,725,000 |
| Noninterest-bearing deposits | 5,331,000 | 5,550,000 | 6,061,000 | 5,924,000 |
| Equity capital | 7,824,000 | 7,959,000 | 8,421,000 | 8,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,100,000 | 3,100,000 | 4,093,000 |
| Interest expense | 314,000 | 587,000 | 823,000 | 1,034,000 |
| Net interest income | 699,000 | 1,513,000 | 2,277,000 | 3,059,000 |
| Noninterest income | 201,000 | 363,000 | 534,000 | 748,000 |
| Noninterest expense | 464,000 | 997,000 | 1,591,000 | 2,277,000 |
| Provision for loan losses | 32,000 | 63,000 | 94,000 | 126,000 |
| Pretax income | 407,000 | 819,000 | 1,129,000 | 1,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 819,000 | 1,129,000 | 1,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,854,000 | 7,766,000 | 8,076,000 | 8,348,000 |
| Total capital | 8,406,000 | 8,323,000 | 8,625,000 | 8,912,000 |
| Risk-weighted assets | 43,878,000 | 44,249,000 | 43,617,000 | 44,796,000 |