Call reports 2001
PEOPLES COMMUNITY BANK — 2001
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,488,000 | 61,475,000 | 63,546,000 | 65,841,000 |
| Total loans | 42,141,000 | 45,511,000 | 45,682,000 | 43,807,000 |
| Allowance for loan losses | 780,000 | 797,000 | 826,000 | 802,000 |
| Securities available for sale | 9,633,000 | 8,537,000 | 8,007,000 | 7,361,000 |
| Securities held to maturity | 1,379,000 | 1,183,000 | 1,181,000 | 1,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,005,000 | 54,182,000 | 55,841,000 | 58,075,000 |
| Interest-bearing deposits | 48,817,000 | 49,225,000 | 49,571,000 | 52,090,000 |
| Noninterest-bearing deposits | 5,188,000 | 4,957,000 | 6,270,000 | 5,985,000 |
| Equity capital | 7,163,000 | 6,968,000 | 7,385,000 | 7,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,446,000 | 3,659,000 | 4,775,000 |
| Interest expense | 565,000 | 1,093,000 | 1,570,000 | 1,958,000 |
| Net interest income | 664,000 | 1,353,000 | 2,089,000 | 2,817,000 |
| Noninterest income | 122,000 | 243,000 | 404,000 | 540,000 |
| Noninterest expense | 423,000 | 858,000 | 1,374,000 | 1,957,000 |
| Provision for loan losses | 32,000 | 63,000 | 95,000 | 126,000 |
| Pretax income | 331,000 | 675,000 | 1,024,000 | 1,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 675,000 | 1,024,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,013,000 | 6,857,000 | 7,207,000 | 7,447,000 |
| Total capital | 7,550,000 | 7,419,000 | 7,769,000 | 7,991,000 |
| Risk-weighted assets | 42,686,000 | 44,753,000 | 44,704,000 | 43,243,000 |