Call reports 2018
BANK OF RIVER OAKS, THE — 2018
What BANK OF RIVER OAKS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 451,911,000 | 437,746,000 |
| Total loans | 349,399,000 | 342,391,000 |
| Allowance for loan losses | 3,818,000 | 3,818,000 |
| Securities available for sale | 63,462,000 | 61,331,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 392,914,000 | 369,331,000 |
| Interest-bearing deposits | 240,953,000 | 233,480,000 |
| Noninterest-bearing deposits | 151,961,000 | 135,851,000 |
| Equity capital | 47,294,000 | 48,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 4,670,000 | 9,361,000 |
| Interest expense | 267,000 | 626,000 |
| Net interest income | 4,403,000 | 8,735,000 |
| Noninterest income | 143,000 | 284,000 |
| Noninterest expense | 2,489,000 | 4,931,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,057,000 | 4,088,000 |
| Income tax | 416,000 | 811,000 |
| Net income | 1,641,000 | 3,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 48,965,000 | 50,632,000 |
| Total capital | 52,783,000 | 54,450,000 |
| Risk-weighted assets | 382,532,000 | 373,379,000 |