Call reports 2005
BANK OF RIVER OAKS, THE — 2005
What BANK OF RIVER OAKS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 31,907,000 |
| Total loans | 3,731,000 |
| Allowance for loan losses | 25,000 |
| Securities available for sale | 13,940,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 11,296,000 |
| Interest-bearing deposits | 8,288,000 |
| Noninterest-bearing deposits | 3,008,000 |
| Equity capital | 20,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 341,000 |
| Interest expense | 14,000 |
| Net interest income | 327,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 1,415,000 |
| Provision for loan losses | 25,000 |
| Pretax income | -1,112,000 |
| Income tax | 0 |
| Net income | -1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 20,502,000 |
| Total capital | 20,527,000 |
| Risk-weighted assets | 9,221,000 |