Call reports 2004
ASSOCIATED BANK CHICAGO — 2004
What ASSOCIATED BANK CHICAGO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 690,773,000 | 703,328,000 | 723,636,000 | 828,842,000 |
| Total loans | 613,633,000 | 619,688,000 | 636,717,000 | 736,620,000 |
| Allowance for loan losses | 9,906,000 | 8,365,000 | 7,903,000 | 9,778,000 |
| Securities available for sale | 39,915,000 | 40,590,000 | 47,387,000 | 45,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,295,000 | 484,913,000 | 583,134,000 | 722,279,000 |
| Interest-bearing deposits | 425,945,000 | 372,555,000 | 455,447,000 | 522,207,000 |
| Noninterest-bearing deposits | 113,350,000 | 112,358,000 | 127,687,000 | 200,072,000 |
| Equity capital | 60,554,000 | 62,237,000 | 63,157,000 | 73,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 8,014,000 | 16,138,000 | 24,674,000 | 34,231,000 |
| Interest expense | 1,456,000 | 2,873,000 | 4,524,000 | 6,588,000 |
| Net interest income | 6,558,000 | 13,265,000 | 20,150,000 | 27,643,000 |
| Noninterest income | 1,199,000 | 2,220,000 | 3,230,000 | 4,183,000 |
| Noninterest expense | 3,615,000 | 7,178,000 | 10,799,000 | 14,354,000 |
| Provision for loan losses | 420,000 | 780,000 | 940,000 | 2,800,000 |
| Pretax income | 3,722,000 | 7,470,000 | 11,584,000 | 14,615,000 |
| Income tax | 1,383,000 | 2,782,000 | 4,356,000 | 5,496,000 |
| Net income | 2,339,000 | 4,688,000 | 7,228,000 | 9,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,025,000 | 61,374,000 | 61,914,000 | 72,805,000 |
| Total capital | 66,808,000 | 69,254,000 | 69,817,000 | 82,310,000 |
| Risk-weighted assets | 620,509,000 | 629,893,000 | 655,357,000 | 760,148,000 |