Call reports 2025
GNB BANK — 2025
What GNB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 609,450,000 | 626,781,000 | 625,381,000 | 630,720,000 |
| Total loans | 441,396,000 | 453,492,000 | 456,742,000 | 457,820,000 |
| Allowance for loan losses | 6,382,000 | 6,389,000 | 6,440,000 | 6,446,000 |
| Securities available for sale | 118,819,000 | 120,680,000 | 117,012,000 | 117,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,180,000 | 498,242,000 | 515,625,000 | 494,538,000 |
| Interest-bearing deposits | 426,152,000 | 415,962,000 | 438,806,000 | 413,425,000 |
| Noninterest-bearing deposits | 81,028,000 | 82,280,000 | 76,819,000 | 81,113,000 |
| Equity capital | 69,696,000 | 72,020,000 | 75,280,000 | 77,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,009,000 | 16,484,000 | 25,242,000 | 33,845,000 |
| Interest expense | 2,740,000 | 5,480,000 | 8,438,000 | 11,168,000 |
| Net interest income | 5,269,000 | 11,004,000 | 16,804,000 | 22,677,000 |
| Noninterest income | 1,454,000 | 2,786,000 | 4,435,000 | 5,874,000 |
| Noninterest expense | 4,263,000 | 8,857,000 | 13,163,000 | 18,283,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 1,795,000 | 4,267,000 | 7,360,000 | 9,552,000 |
| Income tax | 53,000 | 138,000 | 241,000 | 316,000 |
| Net income | 1,742,000 | 4,129,000 | 7,119,000 | 9,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,786,000 | 68,345,000 | 70,428,000 | 71,851,000 |
| Total capital | 73,125,000 | 74,475,000 | 76,868,000 | 78,039,000 |
| Risk-weighted assets | 507,078,000 | 490,217,000 | 516,694,000 | 494,784,000 |