Call reports 2024
GNB BANK — 2024
What GNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 634,720,000 | 620,567,000 | 629,994,000 | 629,255,000 |
| Total loans | 442,324,000 | 437,547,000 | 441,117,000 | 442,374,000 |
| Allowance for loan losses | 6,366,000 | 6,005,000 | 5,990,000 | 6,144,000 |
| Securities available for sale | 141,910,000 | 131,308,000 | 131,792,000 | 132,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,676,000 | 499,993,000 | 507,173,000 | 497,553,000 |
| Interest-bearing deposits | 439,075,000 | 421,693,000 | 429,188,000 | 411,899,000 |
| Noninterest-bearing deposits | 81,601,000 | 78,300,000 | 77,985,000 | 85,654,000 |
| Equity capital | 61,905,000 | 63,279,000 | 67,936,000 | 66,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,081,000 | 16,483,000 | 24,925,000 | 33,193,000 |
| Interest expense | 3,308,000 | 6,724,000 | 10,130,000 | 13,150,000 |
| Net interest income | 4,773,000 | 9,759,000 | 14,795,000 | 20,043,000 |
| Noninterest income | 1,235,000 | 2,823,000 | 4,372,000 | 5,921,000 |
| Noninterest expense | 4,187,000 | 8,496,000 | 12,763,000 | 17,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,344,000 | 3,191,000 | 5,509,000 | 7,458,000 |
| Income tax | 28,000 | 85,000 | 166,000 | 239,000 |
| Net income | 1,316,000 | 3,106,000 | 5,343,000 | 7,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,249,000 | 64,082,000 | 65,284,000 | 66,180,000 |
| Total capital | 68,993,000 | 69,465,000 | 70,652,000 | 71,702,000 |
| Risk-weighted assets | 511,816,000 | 473,566,000 | 509,020,000 | 478,157,000 |