Call reports 2023
GNB BANK — 2023
What GNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 621,950,000 | 628,293,000 | 635,494,000 | 650,960,000 |
| Total loans | 411,666,000 | 416,957,000 | 435,535,000 | 440,417,000 |
| Allowance for loan losses | 6,811,000 | 7,100,000 | 7,111,000 | 7,123,000 |
| Securities available for sale | 166,699,000 | 156,548,000 | 148,946,000 | 155,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,976,000 | 512,848,000 | 534,271,000 | 527,642,000 |
| Interest-bearing deposits | 440,557,000 | 419,133,000 | 450,210,000 | 437,853,000 |
| Noninterest-bearing deposits | 96,419,000 | 93,715,000 | 84,061,000 | 89,789,000 |
| Equity capital | 58,655,000 | 57,696,000 | 55,675,000 | 61,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,658,000 | 13,854,000 | 21,520,000 | 29,562,000 |
| Interest expense | 1,394,000 | 3,249,000 | 5,981,000 | 9,133,000 |
| Net interest income | 5,264,000 | 10,605,000 | 15,539,000 | 20,429,000 |
| Noninterest income | 1,181,000 | 2,550,000 | 4,520,000 | 5,936,000 |
| Noninterest expense | 4,275,000 | 8,789,000 | 13,041,000 | 17,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,069,000 | 3,611,000 | 6,263,000 | 8,216,000 |
| Income tax | 87,000 | 149,000 | 255,000 | 334,000 |
| Net income | 1,982,000 | 3,462,000 | 6,008,000 | 7,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,060,000 | 61,755,000 | 62,405,000 | 63,087,000 |
| Total capital | 67,542,000 | 67,547,000 | 68,208,000 | 68,967,000 |
| Risk-weighted assets | 438,564,000 | 478,288,000 | 473,255,000 | 511,612,000 |