Call reports 2022
GNB BANK — 2022
What GNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 644,512,000 | 622,385,000 | 622,427,000 | 630,557,000 |
| Total loans | 394,765,000 | 403,394,000 | 416,525,000 | 416,137,000 |
| Allowance for loan losses | 6,746,000 | 6,768,000 | 6,775,000 | 6,814,000 |
| Securities available for sale | 128,179,000 | 157,234,000 | 153,758,000 | 163,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,943,000 | 536,539,000 | 538,667,000 | 521,341,000 |
| Interest-bearing deposits | 459,329,000 | 434,513,000 | 445,250,000 | 423,513,000 |
| Noninterest-bearing deposits | 99,614,000 | 102,026,000 | 93,417,000 | 97,828,000 |
| Equity capital | 65,052,000 | 57,153,000 | 53,096,000 | 56,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,655,000 | 9,887,000 | 15,849,000 | 22,507,000 |
| Interest expense | 501,000 | 976,000 | 1,544,000 | 2,618,000 |
| Net interest income | 4,154,000 | 8,911,000 | 14,305,000 | 19,889,000 |
| Noninterest income | 1,380,000 | 2,842,000 | 4,538,000 | 6,065,000 |
| Noninterest expense | 4,126,000 | 8,426,000 | 12,576,000 | 17,406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,317,000 | 3,236,000 | 5,921,000 | 8,202,000 |
| Income tax | 52,000 | 139,000 | 253,000 | 357,000 |
| Net income | 1,265,000 | 3,097,000 | 5,668,000 | 7,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,174,000 | 60,516,000 | 61,337,000 | 62,463,000 |
| Total capital | 70,957,000 | 65,322,000 | 66,150,000 | 67,314,000 |
| Risk-weighted assets | 460,056,000 | 476,195,000 | 474,222,000 | 478,052,000 |