Call reports 2021
GNB BANK — 2021
What GNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 615,589,000 | 593,943,000 | 609,496,000 | 622,624,000 |
| Total loans | 434,927,000 | 408,501,000 | 410,553,000 | 410,473,000 |
| Allowance for loan losses | 4,357,000 | 4,366,000 | 4,377,000 | 4,087,000 |
| Securities available for sale | 44,091,000 | 67,039,000 | 95,107,000 | 125,057,000 |
| Securities held to maturity | 1,095,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,059,000 | 496,503,000 | 515,100,000 | 528,012,000 |
| Interest-bearing deposits | 426,684,000 | 412,786,000 | 433,357,000 | 436,332,000 |
| Noninterest-bearing deposits | 87,376,000 | 83,717,000 | 81,743,000 | 91,680,000 |
| Equity capital | 75,232,000 | 73,991,000 | 72,597,000 | 72,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,698,000 | 12,161,000 | 17,114,000 | 21,980,000 |
| Interest expense | 689,000 | 1,312,000 | 1,886,000 | 2,444,000 |
| Net interest income | 6,009,000 | 10,849,000 | 15,228,000 | 19,536,000 |
| Noninterest income | 1,344,000 | 1,893,000 | 3,130,000 | 4,833,000 |
| Noninterest expense | 3,918,000 | 8,082,000 | 11,958,000 | 16,003,000 |
| Provision for loan losses | 706,000 | 706,000 | 1,608,000 | 1,608,000 |
| Pretax income | 3,123,000 | 4,367,000 | 5,342,000 | 7,308,000 |
| Income tax | 145,000 | 189,000 | 219,000 | 306,000 |
| Net income | 2,978,000 | 4,178,000 | 5,123,000 | 7,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,116,000 | 67,040,000 | 66,025,000 | 66,545,000 |
| Total capital | 72,473,000 | 71,406,000 | 70,402,000 | 70,632,000 |
| Risk-weighted assets | 491,760,000 | 446,565,000 | 461,301,000 | 460,471,000 |