Call reports 2020
GNB BANK — 2020
What GNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 552,966,000 | 571,350,000 | 574,003,000 | 577,114,000 |
| Total loans | 426,954,000 | 464,824,000 | 470,365,000 | 450,185,000 |
| Allowance for loan losses | 4,558,000 | 4,842,000 | 4,841,000 | 3,735,000 |
| Securities available for sale | 55,070,000 | 50,358,000 | 48,496,000 | 46,761,000 |
| Securities held to maturity | 1,373,000 | 1,095,000 | 1,095,000 | 1,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,526,000 | 460,410,000 | 465,466,000 | 472,945,000 |
| Interest-bearing deposits | 375,795,000 | 384,284,000 | 391,561,000 | 391,221,000 |
| Noninterest-bearing deposits | 61,731,000 | 76,126,000 | 73,905,000 | 81,724,000 |
| Equity capital | 73,942,000 | 72,823,000 | 72,923,000 | 74,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,295,000 | 13,020,000 | 18,993,000 | 24,838,000 |
| Interest expense | 1,151,000 | 2,201,000 | 3,112,000 | 3,903,000 |
| Net interest income | 5,144,000 | 10,819,000 | 15,881,000 | 20,935,000 |
| Noninterest income | 1,263,000 | 2,768,000 | 4,243,000 | 5,397,000 |
| Noninterest expense | 4,277,000 | 8,090,000 | 12,216,000 | 15,980,000 |
| Provision for loan losses | 1,013,000 | 1,193,000 | 1,195,000 | 1,195,000 |
| Pretax income | 1,163,000 | 4,350,000 | 6,759,000 | 9,203,000 |
| Income tax | 49,000 | 199,000 | 304,000 | 387,000 |
| Net income | 1,114,000 | 4,151,000 | 6,455,000 | 8,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,523,000 | 66,404,000 | 66,504,000 | 66,538,000 |
| Total capital | 72,081,000 | 71,246,000 | 71,345,000 | 70,273,000 |
| Risk-weighted assets | 508,477,000 | 483,613,000 | 501,336,000 | 480,711,000 |