Call reports 2019
GNB BANK — 2019
What GNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 575,591,000 | 551,493,000 | 559,861,000 | 549,831,000 |
| Total loans | 430,384,000 | 426,828,000 | 438,225,000 | 429,553,000 |
| Allowance for loan losses | 5,157,000 | 4,823,000 | 4,797,000 | 3,554,000 |
| Securities available for sale | 69,984,000 | 66,974,000 | 63,169,000 | 60,156,000 |
| Securities held to maturity | 5,945,000 | 5,888,000 | 5,889,000 | 5,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,393,000 | 431,389,000 | 441,136,000 | 433,400,000 |
| Interest-bearing deposits | 396,540,000 | 372,230,000 | 382,148,000 | 369,207,000 |
| Noninterest-bearing deposits | 61,853,000 | 59,159,000 | 58,988,000 | 64,192,000 |
| Equity capital | 71,642,000 | 73,563,000 | 75,137,000 | 73,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,730,000 | 13,517,000 | 20,434,000 | 27,006,000 |
| Interest expense | 1,283,000 | 2,718,000 | 4,190,000 | 5,560,000 |
| Net interest income | 5,447,000 | 10,799,000 | 16,244,000 | 21,446,000 |
| Noninterest income | 1,404,000 | 2,605,000 | 4,038,000 | 5,413,000 |
| Noninterest expense | 4,276,000 | 8,163,000 | 12,360,000 | 15,742,000 |
| Provision for loan losses | 499,000 | 547,000 | 547,000 | 4,109,000 |
| Pretax income | 1,989,000 | 4,610,000 | 7,291,000 | 6,924,000 |
| Income tax | 94,000 | 219,000 | 341,000 | 381,000 |
| Net income | 1,895,000 | 4,391,000 | 6,950,000 | 6,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,552,000 | 66,824,000 | 68,848,000 | 67,501,000 |
| Total capital | 70,709,000 | 71,647,000 | 73,645,000 | 71,055,000 |
| Risk-weighted assets | 484,923,000 | 474,597,000 | 486,003,000 | 480,752,000 |