Call reports 2018
GNB BANK — 2018
What GNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 539,801,000 | 537,888,000 | 561,546,000 | 561,866,000 |
| Total loans | 407,375,000 | 410,847,000 | 433,121,000 | 426,855,000 |
| Allowance for loan losses | 4,270,000 | 4,461,000 | 4,676,000 | 4,657,000 |
| Securities available for sale | 81,550,000 | 76,709,000 | 74,796,000 | 73,820,000 |
| Securities held to maturity | 4,961,000 | 4,795,000 | 4,797,000 | 5,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,402,000 | 414,150,000 | 439,693,000 | 439,548,000 |
| Interest-bearing deposits | 354,686,000 | 350,529,000 | 372,150,000 | 374,028,000 |
| Noninterest-bearing deposits | 66,716,000 | 63,621,000 | 67,543,000 | 65,520,000 |
| Equity capital | 62,353,000 | 64,739,000 | 66,755,000 | 70,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,934,000 | 12,106,000 | 18,749,000 | 25,550,000 |
| Interest expense | 877,000 | 1,828,000 | 2,949,000 | 4,162,000 |
| Net interest income | 5,057,000 | 10,278,000 | 15,800,000 | 21,388,000 |
| Noninterest income | 1,325,000 | 3,005,000 | 4,467,000 | 6,089,000 |
| Noninterest expense | 4,328,000 | 8,415,000 | 12,797,000 | 16,803,000 |
| Provision for loan losses | 64,000 | 284,000 | 505,000 | 505,000 |
| Pretax income | 1,990,000 | 4,584,000 | 6,965,000 | 10,169,000 |
| Income tax | 97,000 | 218,000 | 329,000 | 483,000 |
| Net income | 1,893,000 | 4,366,000 | 6,636,000 | 9,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,914,000 | 59,387,000 | 61,657,000 | 64,707,000 |
| Total capital | 61,184,000 | 63,848,000 | 66,333,000 | 69,364,000 |
| Risk-weighted assets | 440,910,000 | 457,094,000 | 484,994,000 | 477,136,000 |