Call reports 2017
GNB BANK — 2017
What GNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 524,480,000 | 525,101,000 | 536,194,000 | 550,638,000 |
| Total loans | 385,294,000 | 396,215,000 | 408,407,000 | 416,876,000 |
| Allowance for loan losses | 4,354,000 | 4,083,000 | 4,167,000 | 4,198,000 |
| Securities available for sale | 88,907,000 | 84,857,000 | 79,323,000 | 81,207,000 |
| Securities held to maturity | 1,785,000 | 1,620,000 | 1,620,000 | 4,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,197,000 | 413,507,000 | 422,902,000 | 431,780,000 |
| Interest-bearing deposits | 352,329,000 | 351,550,000 | 361,873,000 | 368,516,000 |
| Noninterest-bearing deposits | 67,868,000 | 61,957,000 | 61,029,000 | 63,264,000 |
| Equity capital | 64,091,000 | 65,386,000 | 62,962,000 | 61,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,300,000 | 10,880,000 | 16,681,000 | 22,671,000 |
| Interest expense | 694,000 | 1,428,000 | 2,262,000 | 3,154,000 |
| Net interest income | 4,606,000 | 9,452,000 | 14,419,000 | 19,517,000 |
| Noninterest income | 1,508,000 | 2,946,000 | 4,516,000 | 6,332,000 |
| Noninterest expense | 4,335,000 | 8,176,000 | 12,355,000 | 16,392,000 |
| Provision for loan losses | 46,000 | 136,000 | 226,000 | 326,000 |
| Pretax income | 1,683,000 | 4,039,000 | 6,760,000 | 9,537,000 |
| Income tax | 75,000 | 185,000 | 312,000 | 433,000 |
| Net income | 1,608,000 | 3,854,000 | 6,448,000 | 9,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,278,000 | 58,010,000 | 56,218,000 | 55,021,000 |
| Total capital | 61,632,000 | 62,093,000 | 60,385,000 | 59,219,000 |
| Risk-weighted assets | 491,121,000 | 512,195,000 | 443,341,000 | 470,118,000 |