Call reports 2016
GNB BANK — 2016
What GNB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 505,832,000 | 523,318,000 | 524,679,000 | 520,559,000 |
| Total loans | 347,831,000 | 373,184,000 | 388,216,000 | 385,095,000 |
| Allowance for loan losses | 3,856,000 | 3,946,000 | 4,254,000 | 4,317,000 |
| Securities available for sale | 109,260,000 | 101,621,000 | 90,411,000 | 89,566,000 |
| Securities held to maturity | 1,848,000 | 1,785,000 | 1,785,000 | 1,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,562,000 | 380,181,000 | 406,554,000 | 402,147,000 |
| Interest-bearing deposits | 311,230,000 | 321,548,000 | 348,904,000 | 335,407,000 |
| Noninterest-bearing deposits | 59,332,000 | 58,633,000 | 57,650,000 | 66,740,000 |
| Equity capital | 62,531,000 | 63,352,000 | 64,182,000 | 63,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,897,000 | 10,078,000 | 15,514,000 | 21,005,000 |
| Interest expense | 654,000 | 1,335,000 | 2,066,000 | 2,787,000 |
| Net interest income | 4,243,000 | 8,743,000 | 13,448,000 | 18,218,000 |
| Noninterest income | 1,500,000 | 2,905,000 | 4,553,000 | 6,327,000 |
| Noninterest expense | 4,245,000 | 7,924,000 | 12,177,000 | 16,183,000 |
| Provision for loan losses | 35,000 | 145,000 | 511,000 | 591,000 |
| Pretax income | 1,463,000 | 3,607,000 | 5,488,000 | 7,946,000 |
| Income tax | 69,000 | 167,000 | 239,000 | 351,000 |
| Net income | 1,394,000 | 3,440,000 | 5,249,000 | 7,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,905,000 | 54,957,000 | 55,771,000 | 56,942,000 |
| Total capital | 57,761,000 | 58,903,000 | 60,025,000 | 61,259,000 |
| Risk-weighted assets | 485,866,000 | 510,481,000 | 492,246,000 | 495,338,000 |