Call reports 2015
GNB BANK — 2015
What GNB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 350,056,000 | 350,210,000 | 356,559,000 | 356,249,000 |
| Total loans | 221,065,000 | 227,459,000 | 234,460,000 | 232,796,000 |
| Allowance for loan losses | 2,384,000 | 2,478,000 | 2,637,000 | 2,394,000 |
| Securities available for sale | 89,543,000 | 88,455,000 | 85,923,000 | 83,149,000 |
| Securities held to maturity | 770,000 | 686,000 | 686,000 | 686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,929,000 | 255,898,000 | 270,689,000 | 269,211,000 |
| Interest-bearing deposits | 223,167,000 | 215,820,000 | 229,368,000 | 220,532,000 |
| Noninterest-bearing deposits | 42,762,000 | 40,078,000 | 41,321,000 | 48,679,000 |
| Equity capital | 41,564,000 | 40,949,000 | 42,036,000 | 42,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,202,000 | 6,401,000 | 9,866,000 | 13,240,000 |
| Interest expense | 514,000 | 1,024,000 | 1,535,000 | 2,042,000 |
| Net interest income | 2,688,000 | 5,377,000 | 8,331,000 | 11,198,000 |
| Noninterest income | 1,007,000 | 2,612,000 | 3,288,000 | 4,655,000 |
| Noninterest expense | 2,581,000 | 5,806,000 | 8,085,000 | 10,794,000 |
| Provision for loan losses | 90,000 | 240,000 | 316,000 | 316,000 |
| Pretax income | 1,024,000 | 1,943,000 | 3,222,000 | 4,747,000 |
| Income tax | 44,000 | 86,000 | 154,000 | 219,000 |
| Net income | 980,000 | 1,857,000 | 3,068,000 | 4,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,842,000 | 36,066,000 | 36,627,000 | 37,431,000 |
| Total capital | 38,226,000 | 38,544,000 | 39,264,000 | 39,825,000 |
| Risk-weighted assets | 307,851,000 | 326,644,000 | 315,887,000 | 322,664,000 |