Call reports 2014
GNB BANK — 2014
What GNB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 347,165,000 | 342,007,000 | 344,284,000 | 354,329,000 |
| Total loans | 200,943,000 | 204,949,000 | 214,324,000 | 225,400,000 |
| Allowance for loan losses | 1,965,000 | 2,030,000 | 2,093,000 | 2,406,000 |
| Securities available for sale | 101,577,000 | 96,925,000 | 92,896,000 | 91,002,000 |
| Securities held to maturity | 1,120,000 | 970,000 | 770,000 | 770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,829,000 | 251,690,000 | 263,706,000 | 270,122,000 |
| Interest-bearing deposits | 227,277,000 | 209,188,000 | 219,682,000 | 217,134,000 |
| Noninterest-bearing deposits | 46,552,000 | 42,502,000 | 44,024,000 | 52,988,000 |
| Equity capital | 40,419,000 | 41,241,000 | 40,815,000 | 40,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 6,182,000 | 9,144,000 | 12,369,000 |
| Interest expense | 529,000 | 1,027,000 | 1,535,000 | 2,081,000 |
| Net interest income | 2,442,000 | 5,155,000 | 7,609,000 | 10,288,000 |
| Noninterest income | 858,000 | 1,687,000 | 3,352,000 | 4,648,000 |
| Noninterest expense | 2,195,000 | 4,741,000 | 7,115,000 | 9,792,000 |
| Provision for loan losses | 61,000 | 121,000 | 181,000 | 494,000 |
| Pretax income | 1,056,000 | 1,992,000 | 3,748,000 | 4,749,000 |
| Income tax | 43,000 | 89,000 | 166,000 | 210,000 |
| Net income | 1,013,000 | 1,903,000 | 3,582,000 | 4,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,888,000 | 35,172,000 | 34,896,000 | 35,021,000 |
| Total capital | 36,853,000 | 37,202,000 | 36,989,000 | 37,427,000 |
| Risk-weighted assets | 274,400,000 | 277,071,000 | 286,871,000 | 300,625,000 |