Call reports 2013
GNB BANK — 2013
What GNB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 347,307,000 | 339,936,000 | 343,076,000 | 345,236,000 |
| Total loans | 183,491,000 | 187,229,000 | 192,565,000 | 200,298,000 |
| Allowance for loan losses | 1,882,000 | 1,888,000 | 1,893,000 | 1,906,000 |
| Securities available for sale | 117,051,000 | 109,784,000 | 108,529,000 | 102,436,000 |
| Securities held to maturity | 1,259,000 | 1,118,000 | 1,065,000 | 1,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,781,000 | 255,782,000 | 263,260,000 | 266,913,000 |
| Interest-bearing deposits | 231,866,000 | 213,613,000 | 221,065,000 | 214,768,000 |
| Noninterest-bearing deposits | 45,915,000 | 42,169,000 | 42,195,000 | 52,145,000 |
| Equity capital | 40,918,000 | 37,746,000 | 39,068,000 | 39,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,046,000 | 6,096,000 | 9,126,000 | 12,186,000 |
| Interest expense | 686,000 | 1,336,000 | 1,957,000 | 2,538,000 |
| Net interest income | 2,360,000 | 4,760,000 | 7,169,000 | 9,648,000 |
| Noninterest income | 902,000 | 2,279,000 | 2,997,000 | 4,020,000 |
| Noninterest expense | 2,653,000 | 5,559,000 | 7,439,000 | 9,651,000 |
| Provision for loan losses | 66,000 | 66,000 | 66,000 | 86,000 |
| Pretax income | 577,000 | 1,448,000 | 2,695,000 | 3,965,000 |
| Income tax | 34,000 | 67,000 | 119,000 | 169,000 |
| Net income | 543,000 | 1,381,000 | 2,576,000 | 3,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,434,000 | 33,107,000 | 33,786,000 | 34,479,000 |
| Total capital | 35,316,000 | 34,995,000 | 35,679,000 | 36,385,000 |
| Risk-weighted assets | 257,719,000 | 263,588,000 | 270,012,000 | 275,511,000 |