Call reports 2012
GNB BANK — 2012
What GNB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,842,000 | 200,739,000 | 350,399,000 | 351,622,000 |
| Total loans | 110,501,000 | 112,698,000 | 182,508,000 | 188,603,000 |
| Allowance for loan losses | 1,599,000 | 1,598,000 | 1,635,000 | 1,819,000 |
| Securities available for sale | 62,337,000 | 58,538,000 | 101,428,000 | 118,497,000 |
| Securities held to maturity | 950,000 | 809,000 | 759,000 | 1,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,785,000 | 149,651,000 | 279,663,000 | 280,857,000 |
| Interest-bearing deposits | 118,880,000 | 115,708,000 | 238,040,000 | 227,627,000 |
| Noninterest-bearing deposits | 20,905,000 | 33,943,000 | 41,623,000 | 53,230,000 |
| Equity capital | 21,671,000 | 21,788,000 | 40,973,000 | 40,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,049,000 | 4,054,000 | 7,308,000 | 10,402,000 |
| Interest expense | 542,000 | 1,038,000 | 1,940,000 | 2,802,000 |
| Net interest income | 1,507,000 | 3,016,000 | 5,368,000 | 7,600,000 |
| Noninterest income | 545,000 | 1,107,000 | 2,067,000 | 3,540,000 |
| Noninterest expense | 1,516,000 | 3,005,000 | 5,146,000 | 7,882,000 |
| Provision for loan losses | 0 | 0 | 54,000 | 168,000 |
| Pretax income | 741,000 | 1,336,000 | 2,453,000 | 3,308,000 |
| Income tax | 41,000 | 64,000 | 110,000 | 143,000 |
| Net income | 700,000 | 1,272,000 | 2,343,000 | 3,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,107,000 | 18,189,000 | 33,449,000 | 33,225,000 |
| Total capital | 19,706,000 | 19,787,000 | 35,084,000 | 35,044,000 |
| Risk-weighted assets | 149,071,000 | 153,797,000 | 245,038,000 | 279,377,000 |