Call reports 2011
GNB BANK — 2011
What GNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 195,606,000 | 189,641,000 | 195,927,000 | 196,336,000 |
| Total loans | 97,086,000 | 101,249,000 | 106,002,000 | 110,605,000 |
| Allowance for loan losses | 1,641,000 | 1,602,000 | 1,602,000 | 1,613,000 |
| Securities available for sale | 70,801,000 | 73,929,000 | 69,832,000 | 67,913,000 |
| Securities held to maturity | 1,383,000 | 1,273,000 | 950,000 | 950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,935,000 | 131,085,000 | 138,489,000 | 138,775,000 |
| Interest-bearing deposits | 118,781,000 | 112,607,000 | 120,847,000 | 116,784,000 |
| Noninterest-bearing deposits | 19,154,000 | 18,478,000 | 17,642,000 | 21,991,000 |
| Equity capital | 19,102,000 | 20,170,000 | 21,589,000 | 21,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,934,000 | 3,942,000 | 5,954,000 | 8,004,000 |
| Interest expense | 596,000 | 1,219,000 | 1,806,000 | 2,380,000 |
| Net interest income | 1,338,000 | 2,723,000 | 4,148,000 | 5,624,000 |
| Noninterest income | 520,000 | 1,435,000 | 2,391,000 | 3,251,000 |
| Noninterest expense | 1,297,000 | 3,005,000 | 4,486,000 | 6,206,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 135,000 |
| Pretax income | 481,000 | 1,088,000 | 2,037,000 | 2,694,000 |
| Income tax | 16,000 | 42,000 | 80,000 | 109,000 |
| Net income | 465,000 | 1,046,000 | 1,957,000 | 2,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,304,000 | 17,134,000 | 17,894,000 | 17,795,000 |
| Total capital | 18,945,000 | 18,736,000 | 19,496,000 | 19,408,000 |
| Risk-weighted assets | 136,271,000 | 140,307,000 | 147,060,000 | 152,012,000 |