Call reports 2010
GNB BANK — 2010
What GNB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 174,230,000 | 169,692,000 | 181,915,000 | 180,206,000 |
| Total loans | 98,310,000 | 100,383,000 | 107,893,000 | 105,327,000 |
| Allowance for loan losses | 1,277,000 | 1,375,000 | 1,547,000 | 1,575,000 |
| Securities available for sale | 51,027,000 | 52,299,000 | 51,824,000 | 55,619,000 |
| Securities held to maturity | 1,172,000 | 1,292,000 | 1,244,000 | 1,603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,092,000 | 111,184,000 | 124,097,000 | 121,976,000 |
| Interest-bearing deposits | 101,057,000 | 94,751,000 | 105,106,000 | 103,593,000 |
| Noninterest-bearing deposits | 17,035,000 | 16,433,000 | 18,991,000 | 18,383,000 |
| Equity capital | 18,544,000 | 19,049,000 | 19,583,000 | 18,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 3,939,000 | 6,048,000 | 8,228,000 |
| Interest expense | 652,000 | 1,308,000 | 1,966,000 | 2,603,000 |
| Net interest income | 1,287,000 | 2,631,000 | 4,082,000 | 5,625,000 |
| Noninterest income | 603,000 | 1,187,000 | 1,800,000 | 2,305,000 |
| Noninterest expense | 1,377,000 | 2,707,000 | 4,015,000 | 5,418,000 |
| Provision for loan losses | 150,000 | 270,000 | 450,000 | 595,000 |
| Pretax income | 363,000 | 841,000 | 1,417,000 | 1,917,000 |
| Income tax | 9,000 | 28,000 | 52,000 | 67,000 |
| Net income | 354,000 | 813,000 | 1,365,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,573,000 | 16,730,000 | 16,856,000 | 16,990,000 |
| Total capital | 17,850,000 | 18,105,000 | 18,403,000 | 18,565,000 |
| Risk-weighted assets | 127,595,000 | 128,229,000 | 137,295,000 | 139,341,000 |