Call reports 2002
GNB BANK — 2002
What GNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 124,196,000 | 122,571,000 | 128,522,000 | 125,948,000 |
| Total loans | 71,844,000 | 75,039,000 | 72,452,000 | 73,011,000 |
| Allowance for loan losses | 841,000 | 896,000 | 932,000 | 939,000 |
| Securities available for sale | 41,321,000 | 37,616,000 | 37,099,000 | 36,244,000 |
| Securities held to maturity | 1,714,000 | 1,207,000 | 1,200,000 | 1,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,650,000 | 91,844,000 | 102,645,000 | 95,908,000 |
| Interest-bearing deposits | 88,230,000 | 82,622,000 | 90,897,000 | 85,087,000 |
| Noninterest-bearing deposits | 10,420,000 | 9,222,000 | 11,748,000 | 10,821,000 |
| Equity capital | 14,045,000 | 14,458,000 | 14,850,000 | 15,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,834,000 | 3,620,000 | 5,389,000 | 7,113,000 |
| Interest expense | 778,000 | 1,509,000 | 2,224,000 | 2,937,000 |
| Net interest income | 1,056,000 | 2,111,000 | 3,165,000 | 4,176,000 |
| Noninterest income | 241,000 | 502,000 | 812,000 | 1,276,000 |
| Noninterest expense | 841,000 | 1,661,000 | 2,423,000 | 3,384,000 |
| Provision for loan losses | 83,000 | 128,000 | 173,000 | 218,000 |
| Pretax income | 373,000 | 941,000 | 1,521,000 | 1,990,000 |
| Income tax | 81,000 | 198,000 | 313,000 | 346,000 |
| Net income | 292,000 | 743,000 | 1,208,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,290,000 | 12,660,000 | 12,880,000 | 13,141,000 |
| Total capital | 14,131,000 | 13,556,000 | 13,812,000 | 14,080,000 |
| Risk-weighted assets | 84,584,000 | 86,632,000 | 85,594,000 | 86,491,000 |