Call reports 2001
GNB BANK — 2001
What GNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,546,000 | 119,321,000 | 122,881,000 | 123,742,000 |
| Total loans | 68,759,000 | 71,179,000 | 73,997,000 | 70,645,000 |
| Allowance for loan losses | 919,000 | 1,382,000 | 1,018,000 | 910,000 |
| Securities available for sale | 36,301,000 | 39,321,000 | 38,704,000 | 41,164,000 |
| Securities held to maturity | 1,840,000 | 1,790,000 | 1,784,000 | 1,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,339,000 | 90,820,000 | 94,070,000 | 98,106,000 |
| Interest-bearing deposits | 85,256,000 | 81,635,000 | 84,422,000 | 85,005,000 |
| Noninterest-bearing deposits | 10,083,000 | 9,185,000 | 9,648,000 | 13,101,000 |
| Equity capital | 13,952,000 | 13,840,000 | 14,200,000 | 13,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,182,000 | 6,244,000 | 8,211,000 |
| Interest expense | 1,071,000 | 2,135,000 | 3,110,000 | 3,976,000 |
| Net interest income | 1,045,000 | 2,047,000 | 3,134,000 | 4,235,000 |
| Noninterest income | 188,000 | 375,000 | 585,000 | 940,000 |
| Noninterest expense | 787,000 | 1,462,000 | 2,088,000 | 3,152,000 |
| Provision for loan losses | 30,000 | 513,000 | 543,000 | 677,000 |
| Pretax income | 416,000 | 447,000 | 1,088,000 | 1,346,000 |
| Income tax | 81,000 | 19,000 | 181,000 | 246,000 |
| Net income | 335,000 | 428,000 | 907,000 | 1,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,053,000 | 12,980,000 | 13,068,000 | 12,998,000 |
| Total capital | 13,972,000 | 14,031,000 | 14,086,000 | 13,908,000 |
| Risk-weighted assets | 81,252,000 | 83,766,000 | 86,614,000 | 83,654,000 |