Call reports 2016
FIRST WESTERN BANK AND TRUST — 2016
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 995,393,000 | 1,008,199,000 | 1,002,946,000 | 1,036,965,000 |
| Total loans | 588,686,000 | 600,904,000 | 605,098,000 | 632,426,000 |
| Allowance for loan losses | 9,448,000 | 9,304,000 | 9,569,000 | 9,700,000 |
| Securities available for sale | 228,596,000 | 225,028,000 | 206,320,000 | 197,402,000 |
| Securities held to maturity | 117,848,000 | 119,401,000 | 128,748,000 | 138,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 830,764,000 | 814,776,000 | 815,902,000 | 839,686,000 |
| Interest-bearing deposits | 705,834,000 | 687,189,000 | 685,799,000 | 700,155,000 |
| Noninterest-bearing deposits | 124,930,000 | 127,587,000 | 130,103,000 | 139,531,000 |
| Equity capital | 99,910,000 | 103,651,000 | 105,622,000 | 104,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,340,000 | 18,629,000 | 28,106,000 | 37,526,000 |
| Interest expense | 1,039,000 | 2,172,000 | 3,429,000 | 4,738,000 |
| Net interest income | 8,301,000 | 16,457,000 | 24,677,000 | 32,788,000 |
| Noninterest income | 2,157,000 | 3,593,000 | 5,099,000 | 6,824,000 |
| Noninterest expense | 5,686,000 | 11,046,000 | 16,570,000 | 22,395,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,800,000 |
| Pretax income | 4,512,000 | 8,722,000 | 12,642,000 | 16,005,000 |
| Income tax | 1,388,000 | 2,656,000 | 3,817,000 | 4,767,000 |
| Net income | 3,124,000 | 6,066,000 | 8,825,000 | 11,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,325,000 | 96,210,000 | 98,717,000 | 98,610,000 |
| Total capital | 102,695,000 | 105,526,000 | 108,300,000 | 108,330,000 |
| Risk-weighted assets | 748,508,000 | 762,617,000 | 775,071,000 | 799,529,000 |