Call reports 2015
FIRST WESTERN BANK AND TRUST — 2015
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 972,325,000 | 955,375,000 | 962,785,000 | 992,256,000 |
| Total loans | 509,153,000 | 530,651,000 | 547,546,000 | 585,629,000 |
| Allowance for loan losses | 9,969,000 | 9,863,000 | 9,413,000 | 9,119,000 |
| Securities available for sale | 252,262,000 | 236,814,000 | 220,690,000 | 224,636,000 |
| Securities held to maturity | 120,935,000 | 132,957,000 | 130,870,000 | 121,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,445,000 | 784,272,000 | 756,462,000 | 773,602,000 |
| Interest-bearing deposits | 678,457,000 | 655,586,000 | 620,721,000 | 634,495,000 |
| Noninterest-bearing deposits | 132,988,000 | 128,686,000 | 135,741,000 | 139,107,000 |
| Equity capital | 89,705,000 | 91,755,000 | 95,310,000 | 96,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,505,000 | 17,240,000 | 26,144,000 | 35,453,000 |
| Interest expense | 931,000 | 1,858,000 | 2,791,000 | 3,731,000 |
| Net interest income | 7,574,000 | 15,382,000 | 23,353,000 | 31,722,000 |
| Noninterest income | 1,965,000 | 3,409,000 | 4,930,000 | 6,073,000 |
| Noninterest expense | 5,466,000 | 10,779,000 | 15,998,000 | 22,093,000 |
| Provision for loan losses | 270,000 | 270,000 | 270,000 | 270,000 |
| Pretax income | 3,803,000 | 7,677,000 | 11,886,000 | 15,303,000 |
| Income tax | 1,119,000 | 1,849,000 | 3,119,000 | 3,757,000 |
| Net income | 2,684,000 | 5,828,000 | 8,767,000 | 11,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,352,000 | 85,443,000 | 88,129,000 | 90,854,000 |
| Total capital | 90,581,000 | 93,975,000 | 96,823,000 | 99,983,000 |
| Risk-weighted assets | 655,912,000 | 680,406,000 | 694,105,000 | 748,369,000 |