Call reports 2014
FIRST WESTERN BANK AND TRUST — 2014
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 846,671,000 | 861,696,000 | 893,645,000 | 949,550,000 |
| Total loans | 440,493,000 | 463,440,000 | 491,528,000 | 496,869,000 |
| Allowance for loan losses | 7,231,000 | 7,159,000 | 7,054,000 | 7,362,000 |
| Securities available for sale | 246,465,000 | 242,968,000 | 237,388,000 | 238,058,000 |
| Securities held to maturity | 108,904,000 | 104,300,000 | 109,054,000 | 113,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,122,000 | 680,123,000 | 716,542,000 | 757,825,000 |
| Interest-bearing deposits | 583,631,000 | 556,528,000 | 566,810,000 | 615,159,000 |
| Noninterest-bearing deposits | 130,491,000 | 123,595,000 | 149,732,000 | 142,666,000 |
| Equity capital | 78,311,000 | 82,745,000 | 85,558,000 | 86,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,661,000 | 15,900,000 | 24,283,000 | 32,911,000 |
| Interest expense | 1,028,000 | 2,062,000 | 3,099,000 | 4,099,000 |
| Net interest income | 6,633,000 | 13,838,000 | 21,184,000 | 28,812,000 |
| Noninterest income | 1,633,000 | 3,086,000 | 4,643,000 | 6,502,000 |
| Noninterest expense | 4,593,000 | 9,235,000 | 13,916,000 | 18,042,000 |
| Provision for loan losses | 525,000 | 525,000 | 525,000 | 795,000 |
| Pretax income | 3,189,000 | 7,147,000 | 11,394,000 | 16,508,000 |
| Income tax | 975,000 | 2,057,000 | 3,255,000 | 4,769,000 |
| Net income | 2,214,000 | 5,090,000 | 8,139,000 | 11,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,782,000 | 74,606,000 | 77,600,000 | 79,087,000 |
| Total capital | 79,017,000 | 81,775,000 | 84,664,000 | 86,459,000 |
| Risk-weighted assets | 577,891,000 | 603,599,000 | 620,508,000 | 638,074,000 |