Call reports 2010
FIRST WESTERN BANK AND TRUST — 2010
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 581,205,000 | 559,155,000 | 594,287,000 | 604,478,000 |
| Total loans | 278,885,000 | 286,124,000 | 283,645,000 | 284,553,000 |
| Allowance for loan losses | 4,464,000 | 3,029,000 | 2,992,000 | 3,198,000 |
| Securities available for sale | 99,740,000 | 106,344,000 | 106,085,000 | 130,939,000 |
| Securities held to maturity | 96,188,000 | 90,178,000 | 94,215,000 | 102,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,827,000 | 439,784,000 | 453,904,000 | 478,520,000 |
| Interest-bearing deposits | 394,336,000 | 374,986,000 | 383,513,000 | 399,882,000 |
| Noninterest-bearing deposits | 74,491,000 | 64,798,000 | 70,391,000 | 78,638,000 |
| Equity capital | 55,126,000 | 54,321,000 | 55,481,000 | 54,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,207,000 | 12,620,000 | 18,986,000 | 25,230,000 |
| Interest expense | 2,146,000 | 4,190,000 | 6,100,000 | 7,941,000 |
| Net interest income | 4,061,000 | 8,430,000 | 12,886,000 | 17,289,000 |
| Noninterest income | 719,000 | 1,448,000 | 2,159,000 | 2,955,000 |
| Noninterest expense | 2,876,000 | 5,930,000 | 8,873,000 | 12,130,000 |
| Provision for loan losses | 415,000 | 2,350,000 | 2,666,000 | 3,018,000 |
| Pretax income | 595,000 | -1,013,000 | 895,000 | 2,556,000 |
| Income tax | 39,000 | -738,000 | -230,000 | 263,000 |
| Net income | 556,000 | -275,000 | 1,125,000 | 2,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,129,000 | 47,991,000 | 49,219,000 | 49,213,000 |
| Total capital | 53,593,000 | 51,020,000 | 52,214,000 | 52,416,000 |
| Risk-weighted assets | 396,733,000 | 394,250,000 | 385,808,000 | 389,655,000 |