Call reports 2009
FIRST WESTERN BANK AND TRUST — 2009
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 540,402,000 | 539,250,000 | 561,531,000 | 573,168,000 |
| Total loans | 275,632,000 | 281,005,000 | 282,864,000 | 279,099,000 |
| Allowance for loan losses | 2,506,000 | 3,593,000 | 4,629,000 | 4,297,000 |
| Securities available for sale | 96,716,000 | 98,950,000 | 88,220,000 | 88,110,000 |
| Securities held to maturity | 93,544,000 | 98,644,000 | 105,996,000 | 95,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,566,000 | 433,032,000 | 438,745,000 | 441,999,000 |
| Interest-bearing deposits | 370,606,000 | 375,103,000 | 373,453,000 | 378,047,000 |
| Noninterest-bearing deposits | 52,960,000 | 57,929,000 | 65,292,000 | 63,952,000 |
| Equity capital | 50,063,000 | 50,165,000 | 57,938,000 | 55,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,433,000 | 12,991,000 | 19,433,000 | 25,828,000 |
| Interest expense | 2,416,000 | 4,788,000 | 7,220,000 | 9,529,000 |
| Net interest income | 4,017,000 | 8,203,000 | 12,213,000 | 16,299,000 |
| Noninterest income | 687,000 | 1,441,000 | 2,152,000 | 2,787,000 |
| Noninterest expense | 2,619,000 | 5,440,000 | 8,245,000 | 11,493,000 |
| Provision for loan losses | 596,000 | 2,890,000 | 4,171,000 | 5,259,000 |
| Pretax income | 1,489,000 | 1,314,000 | 2,641,000 | 712,000 |
| Income tax | 369,000 | 101,000 | 443,000 | -385,000 |
| Net income | 1,120,000 | 1,213,000 | 2,198,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,207,000 | 43,098,000 | 50,595,000 | 49,496,000 |
| Total capital | 45,713,000 | 46,691,000 | 55,224,000 | 53,793,000 |
| Risk-weighted assets | 388,014,000 | 411,988,000 | 405,648,000 | 400,689,000 |