Call reports 2008
FIRST WESTERN BANK AND TRUST — 2008
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 484,572,000 | 493,556,000 | 493,249,000 | 505,838,000 |
| Total loans | 245,669,000 | 248,866,000 | 258,616,000 | 271,095,000 |
| Allowance for loan losses | 2,447,000 | 2,115,000 | 2,088,000 | 2,059,000 |
| Securities available for sale | 100,747,000 | 85,368,000 | 85,857,000 | 99,052,000 |
| Securities held to maturity | 52,915,000 | 82,240,000 | 81,106,000 | 87,631,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,682,000 | 374,504,000 | 378,045,000 | 399,135,000 |
| Interest-bearing deposits | 321,147,000 | 317,234,000 | 322,184,000 | 340,369,000 |
| Noninterest-bearing deposits | 59,535,000 | 57,270,000 | 55,861,000 | 58,766,000 |
| Equity capital | 45,960,000 | 46,394,000 | 47,199,000 | 49,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,509,000 | 12,971,000 | 19,640,000 | 26,518,000 |
| Interest expense | 3,189,000 | 6,122,000 | 8,974,000 | 11,624,000 |
| Net interest income | 3,320,000 | 6,849,000 | 10,666,000 | 14,894,000 |
| Noninterest income | 713,000 | 1,431,000 | 2,175,000 | 2,822,000 |
| Noninterest expense | 2,401,000 | 4,884,000 | 7,268,000 | 10,136,000 |
| Provision for loan losses | 152,000 | 304,000 | 455,000 | 607,000 |
| Pretax income | 1,480,000 | 3,092,000 | 5,115,000 | 6,968,000 |
| Income tax | 349,000 | 804,000 | 1,392,000 | 1,909,000 |
| Net income | 1,131,000 | 2,288,000 | 3,723,000 | 5,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,638,000 | 40,581,000 | 41,507,000 | 42,844,000 |
| Total capital | 42,085,000 | 42,696,000 | 43,595,000 | 44,903,000 |
| Risk-weighted assets | 326,777,000 | 332,393,000 | 345,324,000 | 363,692,000 |