Call reports 2007
FIRST WESTERN BANK AND TRUST — 2007
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 426,271,000 | 431,315,000 | 421,039,000 | 429,792,000 |
| Total loans | 203,489,000 | 224,654,000 | 225,307,000 | 229,599,000 |
| Allowance for loan losses | 2,367,000 | 2,358,000 | 2,407,000 | 2,343,000 |
| Securities available for sale | 118,868,000 | 114,875,000 | 108,791,000 | 103,923,000 |
| Securities held to maturity | 48,685,000 | 49,662,000 | 47,878,000 | 49,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,461,000 | 318,725,000 | 313,753,000 | 331,735,000 |
| Interest-bearing deposits | 276,072,000 | 274,788,000 | 266,519,000 | 276,314,000 |
| Noninterest-bearing deposits | 41,389,000 | 43,937,000 | 47,234,000 | 55,421,000 |
| Equity capital | 42,208,000 | 42,775,000 | 44,236,000 | 45,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,193,000 | 12,683,000 | 19,319,000 | 25,968,000 |
| Interest expense | 3,301,000 | 6,759,000 | 10,209,000 | 13,544,000 |
| Net interest income | 2,892,000 | 5,924,000 | 9,110,000 | 12,424,000 |
| Noninterest income | 646,000 | 1,411,000 | 2,106,000 | 2,776,000 |
| Noninterest expense | 2,226,000 | 4,464,000 | 6,618,000 | 9,256,000 |
| Provision for loan losses | 99,000 | 192,000 | 285,000 | 379,000 |
| Pretax income | 1,213,000 | 2,684,000 | 4,318,000 | 5,564,000 |
| Income tax | 269,000 | 723,000 | 1,148,000 | 1,424,000 |
| Net income | 944,000 | 1,961,000 | 3,170,000 | 4,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,860,000 | 37,878,000 | 38,677,000 | 39,451,000 |
| Total capital | 39,227,000 | 40,236,000 | 41,084,000 | 41,794,000 |
| Risk-weighted assets | 282,399,000 | 299,493,000 | 292,783,000 | 301,596,000 |