Call reports 2006
FIRST WESTERN BANK AND TRUST — 2006
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 397,758,000 | 397,308,000 | 409,396,000 | 410,609,000 |
| Total loans | 180,970,000 | 191,040,000 | 196,353,000 | 201,479,000 |
| Allowance for loan losses | 2,386,000 | 2,439,000 | 2,489,000 | 2,300,000 |
| Securities available for sale | 134,751,000 | 131,290,000 | 129,014,000 | 125,784,000 |
| Securities held to maturity | 41,384,000 | 44,540,000 | 45,661,000 | 47,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,400,000 | 311,127,000 | 307,817,000 | 309,260,000 |
| Interest-bearing deposits | 265,944,000 | 270,404,000 | 265,613,000 | 263,903,000 |
| Noninterest-bearing deposits | 42,456,000 | 40,723,000 | 42,204,000 | 45,357,000 |
| Equity capital | 39,068,000 | 38,449,000 | 40,369,000 | 41,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,468,000 | 11,215,000 | 17,186,000 | 23,601,000 |
| Interest expense | 2,651,000 | 5,568,000 | 8,709,000 | 12,209,000 |
| Net interest income | 2,817,000 | 5,647,000 | 8,477,000 | 11,392,000 |
| Noninterest income | 685,000 | 1,418,000 | 2,113,000 | 2,782,000 |
| Noninterest expense | 2,145,000 | 4,292,000 | 6,378,000 | 8,858,000 |
| Provision for loan losses | 113,000 | 237,000 | 319,000 | -55,000 |
| Pretax income | 1,244,000 | 2,536,000 | 3,899,000 | 5,377,000 |
| Income tax | 305,000 | 616,000 | 946,000 | 1,322,000 |
| Net income | 939,000 | 1,920,000 | 2,953,000 | 4,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,869,000 | 34,979,000 | 35,577,000 | 36,581,000 |
| Total capital | 37,255,000 | 37,418,000 | 38,066,000 | 38,881,000 |
| Risk-weighted assets | 255,302,000 | 263,131,000 | 268,635,000 | 275,297,000 |