Call reports 2005
FIRST WESTERN BANK AND TRUST — 2005
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 362,994,000 | 377,587,000 | 375,956,000 | 396,157,000 |
| Total loans | 157,885,000 | 170,249,000 | 173,482,000 | 176,551,000 |
| Allowance for loan losses | 2,493,000 | 2,617,000 | 2,669,000 | 2,291,000 |
| Securities available for sale | 140,214,000 | 132,997,000 | 124,496,000 | 136,390,000 |
| Securities held to maturity | 34,486,000 | 35,508,000 | 36,817,000 | 38,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,773,000 | 287,061,000 | 285,275,000 | 300,360,000 |
| Interest-bearing deposits | 246,761,000 | 248,758,000 | 243,824,000 | 255,231,000 |
| Noninterest-bearing deposits | 36,012,000 | 38,303,000 | 41,451,000 | 45,129,000 |
| Equity capital | 36,875,000 | 38,717,000 | 38,608,000 | 39,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,869,000 | 9,985,000 | 15,046,000 | 20,401,000 |
| Interest expense | 1,985,000 | 4,134,000 | 6,367,000 | 8,757,000 |
| Net interest income | 2,884,000 | 5,851,000 | 8,679,000 | 11,644,000 |
| Noninterest income | 785,000 | 1,560,000 | 1,908,000 | 2,739,000 |
| Noninterest expense | 2,261,000 | 4,473,000 | 6,253,000 | 8,569,000 |
| Provision for loan losses | 85,000 | 264,000 | 353,000 | 438,000 |
| Pretax income | 1,323,000 | 2,674,000 | 3,978,000 | 5,368,000 |
| Income tax | 360,000 | 724,000 | 1,063,000 | 1,434,000 |
| Net income | 963,000 | 1,950,000 | 2,915,000 | 3,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,069,000 | 33,051,000 | 33,450,000 | 34,382,000 |
| Total capital | 34,562,000 | 35,668,000 | 36,119,000 | 36,673,000 |
| Risk-weighted assets | 219,187,000 | 230,335,000 | 232,384,000 | 250,315,000 |