Call reports 2004
FIRST WESTERN BANK AND TRUST — 2004
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 351,356,000 | 354,174,000 | 363,830,000 | 381,920,000 |
| Total loans | 151,145,000 | 156,857,000 | 155,445,000 | 157,398,000 |
| Allowance for loan losses | 2,325,000 | 2,413,000 | 2,409,000 | 2,427,000 |
| Securities available for sale | 137,461,000 | 136,927,000 | 132,748,000 | 135,370,000 |
| Securities held to maturity | 26,297,000 | 26,796,000 | 28,512,000 | 32,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,770,000 | 268,059,000 | 271,596,000 | 289,721,000 |
| Interest-bearing deposits | 239,887,000 | 233,184,000 | 225,794,000 | 248,488,000 |
| Noninterest-bearing deposits | 30,883,000 | 34,875,000 | 45,802,000 | 41,233,000 |
| Equity capital | 35,577,000 | 34,257,000 | 36,479,000 | 37,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,593,000 | 9,248,000 | 13,955,000 | 18,785,000 |
| Interest expense | 1,601,000 | 3,253,000 | 4,946,000 | 6,788,000 |
| Net interest income | 2,992,000 | 5,995,000 | 9,009,000 | 11,997,000 |
| Noninterest income | 566,000 | 1,137,000 | 1,742,000 | 2,440,000 |
| Noninterest expense | 2,071,000 | 4,109,000 | 6,131,000 | 8,450,000 |
| Provision for loan losses | 134,000 | 323,000 | 435,000 | 566,000 |
| Pretax income | 1,353,000 | 2,815,000 | 4,293,000 | 5,522,000 |
| Income tax | 398,000 | 837,000 | 1,278,000 | 1,618,000 |
| Net income | 955,000 | 1,978,000 | 3,015,000 | 3,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,576,000 | 29,575,000 | 30,427,000 | 31,298,000 |
| Total capital | 30,901,000 | 31,988,000 | 32,836,000 | 33,725,000 |
| Risk-weighted assets | 205,575,000 | 212,457,000 | 214,863,000 | 220,889,000 |