Call reports 2003
FIRST WESTERN BANK AND TRUST — 2003
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 292,146,000 | 286,304,000 | 312,502,000 | 322,143,000 |
| Total loans | 151,919,000 | 158,932,000 | 155,151,000 | 152,429,000 |
| Allowance for loan losses | 2,525,000 | 2,613,000 | 2,304,000 | 2,334,000 |
| Securities available for sale | 61,780,000 | 65,419,000 | 89,042,000 | 100,309,000 |
| Securities held to maturity | 25,428,000 | 24,700,000 | 24,649,000 | 25,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,753,000 | 236,945,000 | 235,830,000 | 251,662,000 |
| Interest-bearing deposits | 213,028,000 | 204,902,000 | 202,332,000 | 216,819,000 |
| Noninterest-bearing deposits | 31,725,000 | 32,043,000 | 33,498,000 | 34,843,000 |
| Equity capital | 32,667,000 | 33,398,000 | 33,671,000 | 34,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,443,000 | 8,843,000 | 13,099,000 | 17,634,000 |
| Interest expense | 1,446,000 | 2,908,000 | 4,319,000 | 5,843,000 |
| Net interest income | 2,997,000 | 5,935,000 | 8,780,000 | 11,791,000 |
| Noninterest income | 524,000 | 1,073,000 | 1,599,000 | 2,222,000 |
| Noninterest expense | 2,053,000 | 4,139,000 | 6,280,000 | 8,495,000 |
| Provision for loan losses | 191,000 | 400,000 | 566,000 | 798,000 |
| Pretax income | 1,277,000 | 2,499,000 | 3,553,000 | 4,731,000 |
| Income tax | 376,000 | 734,000 | 1,022,000 | 1,355,000 |
| Net income | 901,000 | 1,765,000 | 2,531,000 | 3,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,462,000 | 26,328,000 | 26,938,000 | 27,786,000 |
| Total capital | 27,860,000 | 28,786,000 | 29,242,000 | 30,120,000 |
| Risk-weighted assets | 191,691,000 | 196,467,000 | 199,364,000 | 199,212,000 |