Call reports 2002
FIRST WESTERN BANK AND TRUST — 2002
What FIRST WESTERN BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 295,242,000 | 287,341,000 | 275,749,000 | 276,304,000 |
| Total loans | 149,474,000 | 156,356,000 | 158,665,000 | 152,926,000 |
| Allowance for loan losses | 2,571,000 | 2,650,000 | 2,620,000 | 2,500,000 |
| Securities available for sale | 73,982,000 | 75,900,000 | 68,767,000 | 60,314,000 |
| Securities held to maturity | 25,471,000 | 23,360,000 | 22,533,000 | 23,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,377,000 | 205,497,000 | 213,663,000 | 225,790,000 |
| Interest-bearing deposits | 174,450,000 | 178,366,000 | 183,982,000 | 190,879,000 |
| Noninterest-bearing deposits | 30,927,000 | 27,131,000 | 29,681,000 | 34,911,000 |
| Equity capital | 28,810,000 | 30,346,000 | 31,410,000 | 32,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,883,000 | 9,926,000 | 15,043,000 | 19,721,000 |
| Interest expense | 2,170,000 | 4,261,000 | 5,963,000 | 7,538,000 |
| Net interest income | 2,713,000 | 5,665,000 | 9,080,000 | 12,183,000 |
| Noninterest income | 542,000 | 1,074,000 | 1,498,000 | 2,099,000 |
| Noninterest expense | 2,015,000 | 3,984,000 | 5,966,000 | 8,269,000 |
| Provision for loan losses | 213,000 | 484,000 | 697,000 | 955,000 |
| Pretax income | 1,027,000 | 2,265,000 | 3,897,000 | 5,028,000 |
| Income tax | 288,000 | 659,000 | 1,177,000 | 1,501,000 |
| Net income | 739,000 | 1,606,000 | 2,720,000 | 3,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,250,000 | 22,933,000 | 23,897,000 | 24,751,000 |
| Total capital | 24,584,000 | 25,318,000 | 26,296,000 | 27,100,000 |
| Risk-weighted assets | 186,458,000 | 190,539,000 | 191,676,000 | 187,736,000 |