Call reports 2005
SYMPHONY BANK — 2005
What SYMPHONY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 15,314,000 | 13,552,000 | 18,822,000 |
| Total loans | 302,000 | 8,408,000 | 11,999,000 |
| Allowance for loan losses | 0 | 120,000 | 177,000 |
| Securities available for sale | 0 | 998,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 11,000 | 743,000 | 5,507,000 |
| Interest-bearing deposits | 11,000 | 404,000 | 5,338,000 |
| Noninterest-bearing deposits | 0 | 339,000 | 169,000 |
| Equity capital | 12,863,000 | 12,277,000 | 11,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 3,000 | 174,000 | 334,000 |
| Interest expense | 0 | 4,000 | 27,000 |
| Net interest income | 3,000 | 170,000 | 307,000 |
| Noninterest income | 0 | 0 | -3,000 |
| Noninterest expense | 1,100,000 | 1,725,000 | 2,110,000 |
| Provision for loan losses | 0 | 120,000 | 177,000 |
| Pretax income | -1,097,000 | -1,679,000 | -1,987,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,097,000 | -1,679,000 | -1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 12,863,000 | 12,277,000 | 11,973,000 |
| Total capital | 12,863,000 | 12,397,000 | 12,150,000 |
| Risk-weighted assets | 5,265,000 | 12,874,000 | 19,019,000 |