Call reports 2017
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2017
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 80,814,000 | 80,371,000 | 81,122,000 | 80,619,000 |
| Total loans | 42,026,000 | 43,538,000 | 44,200,000 | 45,176,000 |
| Allowance for loan losses | 419,000 | 439,000 | 471,000 | 468,000 |
| Securities available for sale | 34,114,000 | 33,527,000 | 33,772,000 | 32,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,638,000 | 69,949,000 | 70,756,000 | 70,343,000 |
| Interest-bearing deposits | 62,794,000 | 61,951,000 | 60,960,000 | 61,497,000 |
| Noninterest-bearing deposits | 7,844,000 | 7,998,000 | 9,796,000 | 8,846,000 |
| Equity capital | 10,001,000 | 10,226,000 | 10,110,000 | 10,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,527,000 | 2,360,000 | 3,185,000 |
| Interest expense | 104,000 | 211,000 | 324,000 | 444,000 |
| Net interest income | 638,000 | 1,316,000 | 2,036,000 | 2,741,000 |
| Noninterest income | 124,000 | 277,000 | 390,000 | 537,000 |
| Noninterest expense | 423,000 | 851,000 | 1,310,000 | 1,832,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 342,000 | 725,000 | 1,069,000 | 1,369,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 341,000 | 724,000 | 1,068,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,745,000 | 9,692,000 | 9,622,000 | 9,923,000 |
| Total capital | 10,164,000 | 10,131,000 | 10,093,000 | 10,391,000 |
| Risk-weighted assets | 49,247,000 | 51,693,000 | 52,092,000 | 52,482,000 |