Call reports 2015
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2015
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,260,000 | 76,160,000 | 77,230,000 | 77,316,000 |
| Total loans | 34,057,000 | 35,329,000 | 36,276,000 | 36,116,000 |
| Allowance for loan losses | 442,000 | 463,000 | 478,000 | 472,000 |
| Securities available for sale | 35,680,000 | 35,740,000 | 38,346,000 | 38,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,314,000 | 66,289,000 | 65,672,000 | 65,648,000 |
| Interest-bearing deposits | 56,571,000 | 59,704,000 | 58,869,000 | 59,323,000 |
| Noninterest-bearing deposits | 5,743,000 | 6,585,000 | 6,803,000 | 6,325,000 |
| Equity capital | 9,815,000 | 9,727,000 | 10,368,000 | 10,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,397,000 | 2,118,000 | 2,834,000 |
| Interest expense | 97,000 | 193,000 | 296,000 | 395,000 |
| Net interest income | 594,000 | 1,204,000 | 1,822,000 | 2,439,000 |
| Noninterest income | 102,000 | 218,000 | 366,000 | 510,000 |
| Noninterest expense | 483,000 | 897,000 | 1,225,000 | 1,694,000 |
| Provision for loan losses | 10,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 221,000 | 513,000 | 964,000 | 1,269,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 220,000 | 512,000 | 963,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,813,000 | 9,105,000 | 9,556,000 | 9,613,000 |
| Total capital | 9,255,000 | 9,568,000 | 10,034,000 | 10,085,000 |
| Risk-weighted assets | 41,604,000 | 43,215,000 | 44,397,000 | 43,800,000 |