Call reports 2014
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2014
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,994,000 | 70,861,000 | 74,812,000 | 74,670,000 |
| Total loans | 33,390,000 | 32,830,000 | 34,455,000 | 34,653,000 |
| Allowance for loan losses | 410,000 | 410,000 | 395,000 | 432,000 |
| Securities available for sale | 32,152,000 | 34,142,000 | 37,887,000 | 37,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,911,000 | 61,992,000 | 64,861,000 | 64,378,000 |
| Interest-bearing deposits | 55,295,000 | 55,278,000 | 57,305,000 | 57,704,000 |
| Noninterest-bearing deposits | 6,616,000 | 6,714,000 | 7,556,000 | 6,674,000 |
| Equity capital | 8,966,000 | 8,747,000 | 9,038,000 | 9,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,384,000 | 2,109,000 | 2,829,000 |
| Interest expense | 91,000 | 185,000 | 281,000 | 381,000 |
| Net interest income | 594,000 | 1,199,000 | 1,828,000 | 2,448,000 |
| Noninterest income | 100,000 | 194,000 | 277,000 | 438,000 |
| Noninterest expense | 382,000 | 776,000 | 1,186,000 | 1,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 343,000 | 648,000 | 1,008,000 | 1,321,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 342,000 | 647,000 | 1,007,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,430,000 | 7,921,000 | 8,281,000 | 8,594,000 |
| Total capital | 8,840,000 | 8,332,000 | 8,676,000 | 9,026,000 |
| Risk-weighted assets | 42,242,000 | 40,922,000 | 42,071,000 | 42,483,000 |