Call reports 2013
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2013
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,626,000 | 69,987,000 | 70,001,000 | 69,460,000 |
| Total loans | 30,999,000 | 32,718,000 | 33,294,000 | 33,870,000 |
| Allowance for loan losses | 369,000 | 386,000 | 416,000 | 411,000 |
| Securities available for sale | 34,797,000 | 34,006,000 | 34,172,000 | 32,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,742,000 | 61,674,000 | 61,010,000 | 60,957,000 |
| Interest-bearing deposits | 54,448,000 | 55,512,000 | 54,677,000 | 55,337,000 |
| Noninterest-bearing deposits | 6,294,000 | 6,162,000 | 6,333,000 | 5,620,000 |
| Equity capital | 8,772,000 | 8,158,000 | 8,673,000 | 8,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,335,000 | 2,035,000 | 2,741,000 |
| Interest expense | 111,000 | 217,000 | 316,000 | 414,000 |
| Net interest income | 553,000 | 1,118,000 | 1,719,000 | 2,327,000 |
| Noninterest income | 100,000 | 323,000 | 445,000 | 553,000 |
| Noninterest expense | 365,000 | 758,000 | 1,144,000 | 1,558,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 274,000 | 639,000 | 946,000 | 1,298,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 273,000 | 638,000 | 945,000 | 1,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,469,000 | 7,833,000 | 8,140,000 | 8,088,000 |
| Total capital | 7,838,000 | 8,219,000 | 8,556,000 | 8,499,000 |
| Risk-weighted assets | 39,738,000 | 40,963,000 | 40,051,000 | 40,937,000 |