Call reports 2012
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2012
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,193,000 | 67,695,000 | 69,173,000 | 70,219,000 |
| Total loans | 28,419,000 | 29,034,000 | 29,980,000 | 30,795,000 |
| Allowance for loan losses | 271,000 | 293,000 | 324,000 | 339,000 |
| Securities available for sale | 34,157,000 | 33,836,000 | 35,892,000 | 35,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,745,000 | 59,325,000 | 60,340,000 | 61,452,000 |
| Interest-bearing deposits | 52,321,000 | 53,516,000 | 53,630,000 | 54,501,000 |
| Noninterest-bearing deposits | 5,424,000 | 5,809,000 | 6,710,000 | 6,951,000 |
| Equity capital | 8,323,000 | 8,215,000 | 8,664,000 | 8,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,379,000 | 2,067,000 | 2,758,000 |
| Interest expense | 154,000 | 305,000 | 434,000 | 559,000 |
| Net interest income | 529,000 | 1,074,000 | 1,633,000 | 2,199,000 |
| Noninterest income | 179,000 | 327,000 | 443,000 | 585,000 |
| Noninterest expense | 409,000 | 807,000 | 1,229,000 | 1,646,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 279,000 | 544,000 | 767,000 | 1,028,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 278,000 | 543,000 | 766,000 | 1,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,000,000 | 6,712,000 | 6,936,000 | 7,196,000 |
| Total capital | 7,271,000 | 7,005,000 | 7,260,000 | 7,535,000 |
| Risk-weighted assets | 37,466,000 | 38,485,000 | 37,997,000 | 39,154,000 |