Call reports 2011
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2011
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,574,000 | 63,572,000 | 65,298,000 | 65,842,000 |
| Total loans | 28,520,000 | 29,836,000 | 29,810,000 | 29,533,000 |
| Allowance for loan losses | 370,000 | 392,000 | 375,000 | 280,000 |
| Securities available for sale | 29,013,000 | 29,147,000 | 32,059,000 | 30,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,236,000 | 56,616,000 | 57,277,000 | 57,699,000 |
| Interest-bearing deposits | 50,944,000 | 50,966,000 | 51,723,000 | 52,573,000 |
| Noninterest-bearing deposits | 4,292,000 | 5,650,000 | 5,554,000 | 5,126,000 |
| Equity capital | 7,200,000 | 6,799,000 | 7,854,000 | 8,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,402,000 | 2,110,000 | 2,814,000 |
| Interest expense | 175,000 | 348,000 | 513,000 | 678,000 |
| Net interest income | 514,000 | 1,054,000 | 1,597,000 | 2,136,000 |
| Noninterest income | 91,000 | 214,000 | 294,000 | 427,000 |
| Noninterest expense | 413,000 | 808,000 | 1,209,000 | 1,643,000 |
| Provision for loan losses | 10,000 | 36,000 | 36,000 | 56,000 |
| Pretax income | 182,000 | 424,000 | 646,000 | 864,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 181,000 | 423,000 | 645,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,540,000 | 6,283,000 | 6,505,000 | 6,723,000 |
| Total capital | 6,910,000 | 6,675,000 | 6,880,000 | 7,003,000 |
| Risk-weighted assets | 35,720,000 | 36,666,000 | 36,528,000 | 37,845,000 |