Call reports 2010
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2010
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,739,000 | 58,132,000 | 59,187,000 | 60,610,000 |
| Total loans | 28,111,000 | 29,867,000 | 29,653,000 | 29,028,000 |
| Allowance for loan losses | 386,000 | 349,000 | 365,000 | 363,000 |
| Securities available for sale | 22,910,000 | 24,556,000 | 25,736,000 | 25,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,502,000 | 51,302,000 | 51,896,000 | 53,556,000 |
| Interest-bearing deposits | 45,242,000 | 46,843,000 | 46,958,000 | 48,666,000 |
| Noninterest-bearing deposits | 4,260,000 | 4,459,000 | 4,938,000 | 4,890,000 |
| Equity capital | 6,069,000 | 6,650,000 | 7,113,000 | 6,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,367,000 | 2,061,000 | 2,724,000 |
| Interest expense | 200,000 | 391,000 | 578,000 | 762,000 |
| Net interest income | 474,000 | 976,000 | 1,483,000 | 1,962,000 |
| Noninterest income | 101,000 | 211,000 | 335,000 | 465,000 |
| Noninterest expense | 378,000 | 756,000 | 1,132,000 | 1,555,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 30,000 |
| Pretax income | 197,000 | 431,000 | 666,000 | 842,000 |
| Income tax | 1,000 | 1,000 | 0 | 1,000 |
| Net income | 196,000 | 430,000 | 666,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,714,000 | 5,948,000 | 6,184,000 | 6,359,000 |
| Total capital | 6,100,000 | 6,297,000 | 6,549,000 | 6,722,000 |
| Risk-weighted assets | 36,072,000 | 35,703,000 | 36,102,000 | 37,816,000 |