Call reports 2009
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2009
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,182,000 | 54,812,000 | 56,615,000 | 56,840,000 |
| Total loans | 31,453,000 | 30,250,000 | 29,684,000 | 29,130,000 |
| Allowance for loan losses | 322,000 | 365,000 | 423,000 | 385,000 |
| Securities available for sale | 16,914,000 | 17,382,000 | 22,047,000 | 22,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,658,000 | 48,616,000 | 50,042,000 | 50,348,000 |
| Interest-bearing deposits | 41,902,000 | 44,892,000 | 45,495,000 | 45,563,000 |
| Noninterest-bearing deposits | 3,756,000 | 3,724,000 | 4,547,000 | 4,785,000 |
| Equity capital | 6,324,000 | 5,942,000 | 6,350,000 | 5,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,560,000 | 2,352,000 | 3,058,000 |
| Interest expense | 232,000 | 466,000 | 699,000 | 924,000 |
| Net interest income | 555,000 | 1,094,000 | 1,653,000 | 2,134,000 |
| Noninterest income | 59,000 | 110,000 | 194,000 | 259,000 |
| Noninterest expense | 331,000 | 687,000 | 1,068,000 | 1,498,000 |
| Provision for loan losses | 35,000 | 80,000 | 145,000 | 177,000 |
| Pretax income | 248,000 | 437,000 | 634,000 | 718,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 247,000 | 436,000 | 633,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 5,767,000 | 5,873,000 | 5,518,000 |
| Total capital | 6,463,000 | 6,132,000 | 6,296,000 | 5,903,000 |
| Risk-weighted assets | 35,971,000 | 38,718,000 | 37,674,000 | 36,644,000 |