Call reports 2007
FIRST NATIONAL BANK OF BATTLE LAKE, THE — 2007
What FIRST NATIONAL BANK OF BATTLE LAKE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 49,868,000 | 50,462,000 | 49,697,000 | 49,702,000 |
| Total loans | 30,195,000 | 31,671,000 | 31,984,000 | 31,555,000 |
| Allowance for loan losses | 287,000 | 298,000 | 311,000 | 296,000 |
| Securities available for sale | 16,208,000 | 15,392,000 | 14,660,000 | 13,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,327,000 | 41,842,000 | 42,102,000 | 42,782,000 |
| Interest-bearing deposits | 37,985,000 | 37,383,000 | 37,755,000 | 38,805,000 |
| Noninterest-bearing deposits | 4,342,000 | 4,459,000 | 4,347,000 | 3,977,000 |
| Equity capital | 5,024,000 | 5,033,000 | 5,337,000 | 5,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,616,000 | 2,434,000 | 3,253,000 |
| Interest expense | 395,000 | 779,000 | 1,176,000 | 1,555,000 |
| Net interest income | 395,000 | 837,000 | 1,258,000 | 1,698,000 |
| Noninterest income | 65,000 | 109,000 | 156,000 | 231,000 |
| Noninterest expense | 322,000 | 657,000 | 983,000 | 1,310,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 126,000 | 265,000 | 395,000 | 571,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 124,000 | 263,000 | 393,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,185,000 | 5,324,000 | 5,454,000 | 5,630,000 |
| Total capital | 5,472,000 | 5,622,000 | 5,765,000 | 5,926,000 |
| Risk-weighted assets | 34,396,000 | 35,259,000 | 35,405,000 | 34,918,000 |